RV Park Loans in Florida
RV Park Loans in Florida
Florida’s RV industry is thriving—and if you’re buying, building, or refinancing an RV park, Commercial Loans Florida, Inc.
is your trusted source for tailored financing. We specialize in RV park and campground loans for investors and operators across the Sunshine State.
Whether you own a long-term stay RV community or a tourist-focused campground near the coast, we provide fast and flexible loan options to help you grow.
We Finance All Types of RV Properties
We work with experienced operators and first-time buyers to fund:
RV parks with full hookup sites
Long-term stay RV communities
Seasonal or tourist-focused campgrounds
RV resorts with clubhouse, pool, and amenities
Mixed-use mobile home and RV parks
Coastal and inland RV developments
Loan Programs for RV Park Operators
Because RV parks often have non-traditional lease structures, we offer loan programs with flexible underwriting designed for park income models.
Available financing options include:
DSCR Loans (Debt Service Coverage Ratio): Approval based on property cash flow
Bridge Loans: Short-term capital for acquisitions or rehab
Bank & Credit Union Loans: Great for stabilized RV resorts
Private Capital: For unique ownership, zoning, or seasonal challenges
Cash-Out Refinancing: Use existing equity for improvements or growth
Construction Loans: Build a new RV park or expand your existing property
Loan Highlights
Loan amounts from $250,000 to $25,000,000+
Up to 75–80% loan-to-value (LTV)
Terms from 12 months to 30 years
Interest-only and fixed rate options available
Quick closings for acquisitions and refinance
Why Florida RV Park Owners Work With Us
Financing an RV park requires knowledge of occupancy patterns, transient income models, and the seasonality of Florida’s tourism market. We understand how to evaluate pad income, hook-up amenities, maintenance costs, and nearby attraction value to create strong loan packages.
We help:
Private investors and LLCs
First-time buyers and established operators
Buyers of distressed or value-add properties
Those purchasing land to develop a new RV park
Let’s Fund Your Next RV Investment
Whether you need short-term capital to buy and renovate a park or long-term financing to hold and cash flow, we can help. From tourist hubs to inland retirement communities, Florida’s RV sector is full of opportunity.
At Commercial Loans Florida, we help investors turn Florida’s scenic spaces into profitable parks—one pad at a time.
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727-642-1166
This website is intended to provide information regarding Business Purpose Loans, which are non-TRID (TILA-RESPA Integrated Disclosure) loan programs designed to support the financing needs of businesses. Business Purpose Loans are designed strictly for business, commercial, or investment purposes. These loans are not intended for personal, family, or household use. If you are seeking financing for personal use, we recommend you explore other loan options. Terms and eligibility for Business Purpose Loans may vary based on individual qualifications, loan type, and property use. Loans for business purposes may be secured by various types of properties, including residential, multi-family, commercial, or mixed-use properties, as long as the primary use of the loan is for business purposes. It is important to understand that, as part of the loan agreement, the collateral may be subject to foreclosure if the borrower defaults. The information provided on this website is for informational purposes only and does not constitute an offer to lend, a loan approval, or a guarantee of financing. All loan programs are subject to underwriting approval, and the terms, rates, and availability of loan programs may change without notice. We encourage all borrowers to seek professional legal, financial, or tax advice before entering into any loan agreement. Business Purpose Loans can have significant financial implications, and it is important to understand your obligations and rights fully before proceeding with any loan.