Retail & Plaza Loans in Florida
Retail & Plaza Loans in Florida
Whether you’re purchasing a neighborhood strip center, building a new shopping plaza, or refinancing an existing retail space, Commercial Loans Florida, Inc. offers customized financing solutions for all types of retail real estate across Florida.
We provide fast, competitive funding for stabilized properties, value-add opportunities, and NNN-leased commercial assets.
Types of Retail Properties We Finance
We fund both small and large-scale retail properties, including:
Neighborhood strip centers
Anchor-tenant shopping plazas
Single-tenant NNN properties
Mixed-use buildings with retail components
Grocery-anchored or national-brand-anchored centers
Urban storefronts and suburban retail developments
Whether you own a stabilized retail plaza or are redeveloping a high-traffic location, we have a lending program for you.
Retail Loan Programs Available
Retail financing requires a deep understanding of tenant mix, lease strength, traffic counts, and market comps. Our experience with Florida commercial real estate ensures your project gets the attention it deserves.
Popular financing options include:
Commercial Real Estate Loans – Traditional purchase or refinance
Bridge Loans – Fast funding for repositioning, leasing up, or value-add work
Construction Loans – For ground-up retail and mixed-use development
NNN Investment Loans – Focused on long-term, low-risk tenants
Cash-Out Refinancing – Unlock equity in existing shopping centers
Loan Highlights
Loan amounts from $500,000 to $25,000,000+
Up to 75–80% LTV based on asset class and tenancy
Terms from 5 to 30 years
Fixed, floating, and interest-only options
Quick closings—bridge loans in as little as 10–14 days
Why Retail Investors Trust Us
Retail real estate in Florida is competitive, fast-moving, and full of opportunity. We’ve helped investors, developers, and retail operators across Tampa, Miami, Orlando, and Jacksonville secure retail plaza financing with speed and confidence.
What makes us different:
Experience with national and local tenant analysis
In-house guidance on rent roll reviews and lease structures
Access to SBA, bank, private, and CMBS loan sources
Tailored support for first-time and experienced investors
Let’s Finance Your Florida Retail Project
Whether you're an investor seeking cash flow, a business owner buying your own space, or a developer ready to build, we’ll help you finance it right.
At Commercial Loans Florida, we help retail investors secure prime locations—and profitable returns.
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727-642-1166
This website is intended to provide information regarding Business Purpose Loans, which are non-TRID (TILA-RESPA Integrated Disclosure) loan programs designed to support the financing needs of businesses. Business Purpose Loans are designed strictly for business, commercial, or investment purposes. These loans are not intended for personal, family, or household use. If you are seeking financing for personal use, we recommend you explore other loan options. Terms and eligibility for Business Purpose Loans may vary based on individual qualifications, loan type, and property use. Loans for business purposes may be secured by various types of properties, including residential, multi-family, commercial, or mixed-use properties, as long as the primary use of the loan is for business purposes. It is important to understand that, as part of the loan agreement, the collateral may be subject to foreclosure if the borrower defaults. The information provided on this website is for informational purposes only and does not constitute an offer to lend, a loan approval, or a guarantee of financing. All loan programs are subject to underwriting approval, and the terms, rates, and availability of loan programs may change without notice. We encourage all borrowers to seek professional legal, financial, or tax advice before entering into any loan agreement. Business Purpose Loans can have significant financial implications, and it is important to understand your obligations and rights fully before proceeding with any loan.