Whether you're launching a car dealership, expanding a repair shop, or buying new equipment for your auto body shop, Commercial Loans Florida, Inc. is here to help. We offer a variety of flexible and fast funding options for businesses in the automotive industry across the state of Florida.
Who We Fund
We provide capital to all types of automotive businesses, including:
Independent and franchise car dealerships
Auto repair shops and body shops
Tire and brake centers
Car wash businesses
Auto parts stores and distributors
Mobile mechanic services
Whether you own a single location or a growing chain, our tailored financing solutions can help you buy, build, or grow your business.
Loan Options Available
We match automotive businesses with the right loan product for their specific needs. Our most popular programs include:
SBA 7(a) and 504 Loans – Ideal for purchasing a facility or refinancing business debt
Bridge Loans – Short-term financing to purchase or renovate property fast
Equipment Financing – Purchase lifts, compressors, diagnostic tools, or specialty machinery
Working Capital Loans – Maintain cash flow, cover payroll, or buy inventory
Commercial Real Estate Loans – Buy or refinance your business location
Loan amounts from $100,000 to $20,000,000+
Terms up to 25 years with fixed or variable rates
Up to 90% financing for qualified borrowers
Approvals within days, not months
Available for startups and established businesses
With years of experience funding Florida’s small businesses, we know how to navigate the needs of the automotive sector. We’ve helped dozens of clients across Tampa, Miami, Orlando, Jacksonville, and beyond secure the financing needed to grow their businesses.
What makes us different:
Fast and personalized service
Access to bank, SBA, and private lenders
Low origination fees and competitive rates
Hands-on guidance through the loan process
Real Results for Real Business Owners
We’ve helped a St. Petersburg auto repair shop secure $300,000 for a new location, a used car dealer in Tampa refinance their property at a lower rate, and a mobile mechanic outfit in Orlando purchase a fleet of service vehicles.
Apply for Your Automotive Loan Today
Let’s discuss your business goals. Whether you're acquiring a new location, financing inventory, or purchasing equipment, we can help you move forward with confidence.
We provide free consultations and fast pre-approvals to qualified automotive business owners across Florida.
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727-642-1166
This website is intended to provide information regarding Business Purpose Loans, which are non-TRID (TILA-RESPA Integrated Disclosure) loan programs designed to support the financing needs of businesses. Business Purpose Loans are designed strictly for business, commercial, or investment purposes. These loans are not intended for personal, family, or household use. If you are seeking financing for personal use, we recommend you explore other loan options. Terms and eligibility for Business Purpose Loans may vary based on individual qualifications, loan type, and property use. Loans for business purposes may be secured by various types of properties, including residential, multi-family, commercial, or mixed-use properties, as long as the primary use of the loan is for business purposes. It is important to understand that, as part of the loan agreement, the collateral may be subject to foreclosure if the borrower defaults. The information provided on this website is for informational purposes only and does not constitute an offer to lend, a loan approval, or a guarantee of financing. All loan programs are subject to underwriting approval, and the terms, rates, and availability of loan programs may change without notice. We encourage all borrowers to seek professional legal, financial, or tax advice before entering into any loan agreement. Business Purpose Loans can have significant financial implications, and it is important to understand your obligations and rights fully before proceeding with any loan.