Assisted Living Facility Loans in Florida

Assisted Living Facility Loans in Florida

Commercial Loans Florida, Inc. is your trusted partner for Assisted Living Facility Loans across the state of Florida. Whether you’re purchasing a new property, expanding an existing facility, or refinancing current debt, we provide access to flexible and affordable financing options tailored to your healthcare business.

Customized Loan Programs for Assisted Living Operators

We understand the unique challenges that come with owning and operating an assisted living facility. That’s why we offer a full suite of lending products to fit every stage of your business journey—from acquisition to renovation and expansion.

We offer:

  • SBA 504 and SBA 7(a) loans: Ideal for owner-occupied assisted living properties


  • Bridge Loans: Short-term financing to reposition or stabilize your facility


  • USDA Loans: Great for rural healthcare facilities seeking government-backed funding


  • Construction & Expansion Loans: Build new wings, renovate rooms, or add medical-grade infrastructure


Loan Highlights

  • Loan amounts from $500,000 to $25,000,000+


  • Up to 90% Loan-to-Value (LTV)


  • Fixed and variable interest rate options


  • Terms up to 30 years with interest-only periods available


  • Quick approvals and dedicated underwriting for healthcare


Why Florida’s Assisted Living Operators Choose Us

With decades of experience in the Florida commercial lending market, we understand what lenders look for and how to present your facility in the best light. We work with a network of top-tier banks, non-bank lenders, and private equity sources that specialize in healthcare real estate.


We go beyond just lending—we help you evaluate your facility’s financials, forecast operating income, and prepare a strong loan package that increases your chances of approval. We also help with licensing, compliance, and navigating state-specific regulations for assisted living facilities.


Who We Work With


We fund independent operators, regional assisted living chains, and first-time buyers entering the long-term care sector. Whether you are acquiring an existing facility or constructing a new one, we can help guide you through the process from start to finish.


Get Pre-Approved Today


Let’s discuss your project. We offer free loan consultations and pre-approval within 24 to 48 hours for qualified borrowers. Don’t let funding challenges stop your growth. Partner with Commercial Loans Florida, Inc.—Florida’s commercial lending experts.


Call us now at (727) 642-1166 or email us at [email protected] to get started.

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This website is intended to provide information regarding Business Purpose Loans, which are non-TRID (TILA-RESPA Integrated Disclosure) loan programs designed to support the financing needs of businesses. Business Purpose Loans are designed strictly for business, commercial, or investment purposes. These loans are not intended for personal, family, or household use. If you are seeking financing for personal use, we recommend you explore other loan options. Terms and eligibility for Business Purpose Loans may vary based on individual qualifications, loan type, and property use. Loans for business purposes may be secured by various types of properties, including residential, multi-family, commercial, or mixed-use properties, as long as the primary use of the loan is for business purposes. It is important to understand that, as part of the loan agreement, the collateral may be subject to foreclosure if the borrower defaults. The information provided on this website is for informational purposes only and does not constitute an offer to lend, a loan approval, or a guarantee of financing. All loan programs are subject to underwriting approval, and the terms, rates, and availability of loan programs may change without notice. We encourage all borrowers to seek professional legal, financial, or tax advice before entering into any loan agreement. Business Purpose Loans can have significant financial implications, and it is important to understand your obligations and rights fully before proceeding with any loan.