Terms


Welcome to Commercial Loans Florida Inc (“we,” “our,” or “us”). These Terms and Conditions govern your access to and use of our website and commercial loan services. By using our website or engaging our services, you agree to comply with and be bound by these terms. If you do not agree to these terms, please refrain from using our website or services.

1. Use of Services

1.1

Eligibility

: By using our website or applying for a commercial loan, you represent that you are at least 18 years of age, have the authority to enter into a legally binding agreement, and that all information you provide is accurate and truthful.

1.2

Service Overview

: Commercial Loans Florida Inc provides information, advice, and services related to commercial loans in Florida. The information on our website is for general guidance and is not intended to be comprehensive or to replace personalized professional advice.

2. Loan Application Process

2.1

Accuracy of Information

: When applying for a commercial loan through our services, you agree to provide complete and accurate information about yourself and your business. Misrepresentation or omission of material facts may affect your eligibility for a loan.

2.2

Approval and Terms

: Loan approval is subject to our underwriting process, and terms may vary based on individual creditworthiness, business details, financial status, and other factors. Commercial Loans Florida Inc reserves the right to approve, deny, or modify any loan application at our sole discretion.

2.3

Fees and Rates

: Fees, interest rates, and repayment terms are established at the time of loan approval and will be fully disclosed to you. These terms are subject to change until the final agreement is signed.

3. Website Use

3.1

Permitted Use

: You may use our website for personal or business purposes, provided you comply with these terms. You agree not to use the website for any unlawful or prohibited activities, including but not limited to engaging in fraudulent behavior, violating intellectual property rights, or disrupting the website’s functionality.

3.2

Intellectual Property

: All content on the website, including text, graphics, logos, and design, is owned by or licensed to Commercial Loans Florida Inc and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of any content is strictly prohibited.

3.3

Third-Party Links

: Our website may contain links to third-party websites or services not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of third-party websites. Your access to and use of such websites is at your own risk.

4. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and safeguard your personal information. By using our website and services, you consent to our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

5. Disclaimer of Warranties

5.1

Website Content

: The information on our website is provided "as is" without any warranties or guarantees of any kind. While we strive to ensure the accuracy of the information provided, we do not make any representations regarding the completeness, reliability, or suitability of the content for any particular purpose.

5.2

Loan Services

: Commercial Loans Florida Inc makes no warranties, express or implied, regarding the outcome of any loan application, the terms of any loan offered, or the suitability of any loan product for your needs. The decision to accept any loan offer is at your own discretion.

6. Limitation of Liability

To the maximum extent permitted by law, Commercial Loans Florida Inc and its affiliates, officers, employees, agents, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use the website or services. This includes but is not limited to damages for loss of profits, business interruption, data loss, or unauthorized access to your personal information.

7. Indemnification

You agree to indemnify, defend, and hold harmless Commercial Loans Florida Inc, its affiliates, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your use of the website or services, your breach of these Terms and Conditions, or your violation of any applicable law or the rights of a third party.

8. Governing Law

These Terms and Conditions and any disputes arising from or related to your use of our website or services shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in [City], Florida.

9. Changes to Terms and Conditions

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of the website or our services after any changes have been made constitutes your acceptance of the updated terms. Please review these Terms and Conditions periodically for any updates or changes.

10. Termination

Commercial Loans Florida Inc reserves the right to terminate or suspend access to our website and services at our sole discretion, without notice, for conduct that we believe

violates these Terms and Conditions or is otherwise harmful to our interests or other users.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Commercial Loans Florida Inc

1155 Pasadena Ave S - Suite H

South Pasadena, FL 33704

(727) 642-1166

[email protected]

By using our website or services, you acknowledge that you have read, understood, and agree to these Terms and Conditions. Thank you for choosing Commercial Loans Florida Inc for your commercial loan needs in Florida.

Thank you for trusting Commercial Loans Florida Inc with your commercial loan needs. We are committed to safeguarding your privacy and providing exceptional service.

Last Updated: 01/01/2024

© 2024 Commercial Loans Florida, Inc. - All Rights Reserved.

727-642-1166


This website is intended to provide information regarding Business Purpose Loans, which are non-TRID (TILA-RESPA Integrated Disclosure) loan programs designed to support the financing needs of businesses. Business Purpose Loans are designed strictly for business, commercial, or investment purposes. These loans are not intended for personal, family, or household use. If you are seeking financing for personal use, we recommend you explore other loan options. Terms and eligibility for Business Purpose Loans may vary based on individual qualifications, loan type, and property use. Loans for business purposes may be secured by various types of properties, including residential, multi-family, commercial, or mixed-use properties, as long as the primary use of the loan is for business purposes. It is important to understand that, as part of the loan agreement, the collateral may be subject to foreclosure if the borrower defaults. The information provided on this website is for informational purposes only and does not constitute an offer to lend, a loan approval, or a guarantee of financing. All loan programs are subject to underwriting approval, and the terms, rates, and availability of loan programs may change without notice. We encourage all borrowers to seek professional legal, financial, or tax advice before entering into any loan agreement. Business Purpose Loans can have significant financial implications, and it is important to understand your obligations and rights fully before proceeding with any loan.