Retail & Plaza Loans in Florida


Whether you’re purchasing a neighborhood strip center, building a new shopping plaza, or refinancing an existing retail space, Commercial Loans Florida, Inc. offers customized financing solutions for all types of retail real estate across Florida.


We provide fast, competitive funding for stabilized properties, value-add opportunities, and NNN-leased commercial assets.


Types of Retail Properties We Finance

We fund both small and large-scale retail properties, including:

  • Neighborhood strip centers
  • Anchor-tenant shopping plazas
  • Single-tenant NNN properties
  • Mixed-use buildings with retail components
  • Grocery-anchored or national-brand-anchored centers
  • Urban storefronts and suburban retail developments


Whether you own a stabilized retail plaza or are redeveloping a high-traffic location, we have a lending program for you.


Retail Loan Programs Available

Retail financing requires a deep understanding of tenant mix, lease strength, traffic counts, and market comps. Our experience with Florida commercial real estate ensures your project gets the attention it deserves.


Popular financing options include:

  • Commercial Real Estate Loans– Traditional purchase or refinance
  • Bridge Loans– Fast funding for repositioning, leasing up, or value-add work
  • Construction Loans– For ground-up retail and mixed-use development
  • NNN Investment Loans– Focused on long-term, low-risk tenants
  • Cash-Out Refinancing– Unlock equity in existing shopping centers


Loan Highlights

  • Loan amounts from $500,000 to $25,000,000+
  • Up to 75–80% LTV based on asset class and tenancy
  • Terms from 5 to 30 years
  • Fixed, floating, and interest-only options
  • Quick closings—bridge loans in as little as 10–14 days


Why Retail Investors Trust Us

Retail real estate in Florida is competitive, fast-moving, and full of opportunity. We’ve helped investors, developers, and retail operators across Tampa, Miami, Orlando, and Jacksonville secure retail plaza financing with speed and confidence.

What makes us different:

  • Experience with national and local tenant analysis
  • In-house guidance on rent roll reviews and lease structures
  • Access to SBA, bank, private, and CMBS loan sources
  • Tailored support for first-time and experienced investors


Let’s Finance Your Florida Retail Project


Whether you're an investor seeking cash flow, a business owner buying your own space, or a developer ready to build, we’ll help you finance it right.


At Commercial Loans Florida, we help retail investors secure prime locations—and profitable returns.

Commercial Loan — Short Application

Tell us about the property and the loan you need — we’ll reply with a quote.

Borrower Information

Subject Property Information

Loan Information

Refinance Details

Purchase Details

Your information is kept private and is only used to prepare your quote.

Frequently Asked Questions

What types of retail properties can I finance through Commercial Loans Florida?

You can finance a variety of retail properties including neighborhood strip centers, anchor-tenant shopping plazas, single-tenant NNN properties, mixed-use buildings with retail components, grocery-anchored centers, and urban storefronts.

What are the available retail loan programs?

Available retail loan programs include Commercial Real Estate Loans, Bridge Loans, Construction Loans, NNN Investment Loans, and Cash-Out Refinancing.

What are the loan amounts and terms offered?

Loan amounts range from $500,000 to over $25,000,000, with terms from 5 to 30 years and up to 75–80% LTV based on asset class and tenancy.

How quickly can I expect to close on a bridge loan?

Bridge loans can close in as little as 10–14 days.

What distinguishes Commercial Loans Florida from other lenders?

Commercial Loans Florida offers experience with tenant analysis, in-house guidance on lease structures, access to various loan sources, and tailored support for both first-time and experienced investors.

How can I contact Commercial Loans Florida for a consultation?

You can call (727) 642-1166 or email dcaceres@commercial-loans-florida.com for a retail loan consultation.