Small balance Commercial Loans

With our objective strategy and common sense approach, we aim to help you capitalize on the growing opportunities in our small balance commercial niche.

Metric Guidelines
PAR Lender NO lender origination points.
Loan Amounts $250,000 - $1,500,000
Loan Purpose Purchase, Refinance (rate/term & cash-out)
Property Types Class I: multifamily (5+ units) & mixed-use
Class II: office, retail, warehouse, self-storage, automotive services.
Debt Coverage Ratio (DCR) Class I: 1.20 | Class II: 1.25
Loan-to-Value (LTV) Class I: 70% LTV | Class II: 65% LTV
Fixed Period 3 & 5 year options
Minimum FICO 650 Middle Score
Pricing Rates starting as low as 6.99%
Terms 30 year loan / 30 year fully amortizing
Prepayment Penalty Equal to the fixed period
Advantage Simple loan documents, No loan committees, Common sense underwriting, Brokers Protected, Quick Closings – 30-45 days!

Apply today and get the best financing and service you will ever find!
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